First Financial Group L.C.
Rent-to-own housing offers a great solution to families who can't otherwise own homes. Most of our homes are sold with a warranty on the plumbing, heating, electrical and other mechanical systems in the home. We want to give people the opportunities for home ownership that other companies didn't let them have. Owning your own home: gives you control over your home, is a good financial investment, and builds your credit. When we collaborate with you to get your family into a house, we don't make you go through a third-party bank or lender. We'll work with you face-to-face so your finances are simple and direct. First Financial Group L.C. was founded in 1994. We have over 50 years of combined experience in the real estate industry.
Horario de apertura
- Domingo: (closed)
- Lunes: 8:30-16:30
- Martes: 8:30-16:30
- Miércoles: 8:30-16:30
- Jueves: 8:30-16:30
- Viernes: 8:30-17h
- Sábado: (closed)
Fotos de First Financial Group L.C.
First Financial Group L.C.: Opiniones
Las opiniones son de sus autores. No verificamos que quien las escribe haya sido cliente.
Experiencia positiva: Have living in our beautiful home for about 6 months was promised a new back door and flooring it is in the lease but Everytime we call there's no answer or we get told it's gonna be emailed to us and we get nothing at all. 6 months now and still no flooring emails haven't worked phone calls haven't worked! help us getting a house but maybe doesn't respect the lease they made? I'm not sure it's been such a struggle to get just the door that was supposed to be replaced the day we moved in. Nothing absolutely nothing has happen no email no pics of the floor to pick from definitely no door I seen replies get back to faster then phone calls so I'ma leave this review and see if it does anything cause literally nothing has worked in months.
The flooring will be provided as agreed. Unfortunately our project coordinator fell and broke his leg and has been out of commission. But we will get it taken care of. Thank you for bringing this to our attention.
Experiencia negativa: My husband and I viewed a house last year and never received a response after viewing it. None of my calls, emails, or messages were returned. I don't know why they let us view it if they had no intention of letting us proceed. Waste of our time.
I apologize if we missed following up with you. We get lots of showings and we must have unintentionally dropped the ball. My suggestion is to not let this gaffe on our part stop you from getting the home of your dreams. Please reach back out to us and we will do our best to follow up with you. You can see our current list of homes at www.homesintheqc.com. Again, our apologies.
Experiencia positiva: Hello do you guys go by credit score??? Me and my significant other is looking for a new home rent to own. I am pregnant and I have 2 dogs and a Cat I want to know what are the qualifications to get approved???
We do not have a minimum credit score. We look mostly at your ability to afford the home. For questions or to schedule a showing - Call or text us at (563) 209-5056
Experiencia negativa: Will try to get every penny out of you lady at front desk is always very rude. Would recommend staying far away from these people. They didn’t honor the down payment of the water down payment. Had lots of work to bring house up to code. Now it’s a nice house
We are going to wear this 1 star review as a badge of honor. We originally agreed to sell you the home at 417 40th St, Moline for $80,999 in 2010. Even though your original agreement had expired almost 8 years ago, and even though the value of your home had increased to $158,900 (according to Trulia), we still honored the original price when you wanted to pay us off. You made a $78,000 profit off of us.
In addition, we refunded you back your down payment, monthly credits and water deposit of $16,385 at the payoff. We trusted you to pay your final water bill of $460.41 - which you refused to do. So, after many letters requesting that you pay it, we took you to court and won. You still refused to pay it, so we garnished your paycheck. Then you called our office pretending to be the employer and questioning the garnishment. The "lady at the front desk" recognized your voice and refused to play your game. You call that rude - I think she deserves a bonus for having to deal with such a dishonest person as yourself.
Experiencia fantástica: Absolutely the best company to work with if you live in the QC and are needing rent to own as an option. Rick & Chuck are the most helpful and caring people to work with.
Thank you Haley. We appreciate you as well.
Experiencia fantástica: First Financial Group is a great company that helps people become homeowners!
Thank you. That is our goal.
Experiencia fantástica: Amazing rent to own company. Hands down the best RTO company I've ever heard of. Incredibly professional. They sell quality houses with fair payment terms. I highly recommend!
Thanks Yoshi - we enjoy doing business with you and your various businesses. You have AirBnBs, Yoshi's Bar, Yoshi's Tronics & now mini-golf too!!
Most people either work hard or play hard. You do both - and so well - I am continually amazed.
Experiencia fantástica: Very pleased and appreciative. Purchased rent to own property 8 years ago with a 5-year lease option. Ran into complications through covid, First Financial extended my purchase agreement. Recently paid that property off. Would recommend highly.
Thanks Michael. It's been great dealing with you all these years - you always do what you say. Your word is your bond.
Experiencia fantástica: I have rented for a long time , always overpriced and in a undesirable neighborhood. Thanks to First Financial, we just closed on a 3br home in a GREAT neighborhood and our mortgage is less than we were renting a duplex for . Chuck was great to work with . Highly recommend
Thank you. Glad to have helped you find a place - especially one that makes financial sense for you
Experiencia fantástica: FFG is great to work with. A lot easier to work with than a traditional bank. Plan to continue working with them for years to come!
Thank you Justin - great working with you too. Looking forward to doing more business with you in the future.
Experiencia fantástica: Helped me find financing when all others turned me down . Highly recommend this company
Thank you Fred - glad we could help. The way we do Rent to Own is a good alternative to traditional financing.
Experiencia fantástica: Very professional. Such a relief to have found a company that were true to their word .
We try to always keep our word. Thank you Laurie.
Experiencia negativa: Very happy they are very unprofessional they held back things from my bank and other that was helping me to move my mortgage over I feel they are racist they don't know how to talk to you once the have your money they trying to keep my 7000 deposit and they gave us a house with alot of problems the water wasn't on until we moved in they the pipes wasn't right everything got wet and molded because they half work to the house it was very bad and alot of money wasted
That is totally untrue. We spent over $20,000 remodeling the house before you moved in. New central air, new furnace, updated electrical service, new floor coverings etc, You never told us about any water problem. We tried to help you keep the house and even helped you apply for rental assistance. You obviously tried to buy a more expensive house than you could afford. I would suggest that the next time, try to buy something that is within your budget.
Experiencia fantástica: We were homeless and Chuck got us into a house in 1 day. These guys are amazing
You and Angel were a joy to work with. It was our pleasure to help you find a home.
Experiencia fantástica: Such a great company! We love our home! They are very easy and friendly to work with!
Thank you - we appreciate you too.
Experiencia fantástica: The owner was very thorough and made the process easy for us. He gave us a opportunity we didn't have and we are greatful. We have now sold our property for a profit after 5 years! Would definitely recommend for someone who is trying at a bank with no success. They worked with me and my situation and oh what a great outcome!
Thank you. Your success was well deserved!!
Experiencia fantástica: Great experience working with the staff here they were friendly and very thorough. I love seeing them every month when I pay my house payment.
Thank you. We are glad to be of service.
Experiencia negativa: This place is horrible. Don't waste your time.
Sorry our service didn’t work out for you. We wish you the best.
Experiencia negativa: Worst ppl to deal with mean for no reason
Well when your mom lost the house to foreclosure, we sold it back to her for way less than it was worth. She was such a nice person. Then when she passed, we let you take it over without having to qualify for it. And when your water service failed, we financed it for you so you wouldn’t get shut off. All we ever asked in return is for you to make your payment on time and to take good care of the house. And we’re the bad guy here!!! Amazing!!!!!
Experiencia negativa: Poor response effort which reflects badly on business efforts. Doesn’t contact people back for showings over the course of a week. Called the office and they said they didn’t have the salesperson’s schedule. Maybe the office should have that though if they are supposed to work for them to show houses. If your hours do not reflect your salesperson’s schedule what is the point of even having hours available? I think Alex did a better job than Derrick even though the house I saw wasn’t that great. At least you could book a sales appointment online without being ghosted for a whole week.
I apologize for the difficulty you have had in scheduling an appointment, Our sales person is an independent contractor and he makes his own schedule. (Similar to if you had your home listed with a Realtor - the property owner does not control their schedule).
On the other hand, we appreciate you letting us know of the difficulty you had, and we will reach out to him about your concerns. If you would let us know what house you would like to look at and when, I will try to arrange it for you.
Experiencia positiva: They helped me with pandemic relief, it was greatly appreciated!
Hi Tina. Thank you. We applied for rental assistance for numerous tenants who reached out to us through the Iowa and Illinois rent assistance programs. We were happy to spend the time and effort to help you out as well.
Experiencia fantástica: Honest, hard working, but no non sense group giving back to those who need it! When looking for your next place, check here first! Beats all the competition in the area. Hands Down!!!
Thanks Angi. You and Ren have been wonderful to work with.
Experiencia negativa: They rent to own & just want to collect a monthly payment. Poor qualifiers of a rent to own homeowner. DO NOT take good care of their properties that they own. They look trashy. Makes home properties decrease by being SLUM LORDS. Start taking better care of your properties by hiring a manager that looks after them weekly. Do improvements to have some street appeal.
I'm sorry you feel that way but all of our homes go through a rigorous inspection process. We sell our homes to people who want to be homeowners, not just renters. A person who wants to be a homeowner is responsible for maintaining their own property. If they don't want to do that, then they should continue to throw their money away on being a renter. If you had a mortgage with a bank, you wouldn't be complaining that the bank doesn't maintain the properties for the homeowner, would you? Of course not.
We provide an opportunity at home ownership to people who aren't able or don't want to go to a bank. And when homes go up in value, like they have been doing lately, it is the rent to own buyer who gets the benefit, not us.
The last home we got paid off was sold rent to own 5 years ago. Our buyer just resold the property for a $50,000 profit, and it all went to them.
Experiencia fantástica: Great service
Thank you Geoff. We appreciate what you have done for us as well.
Experiencia fantástica: Great place to buy a house!
Thanks for the referral.
Experiencia fantástica: I cannot speak highly enough of FFG. Got me into the home I wanted quick and when it came time to close on the property they were extremely helpful in getting the needs that the bank was asking for met in a timely fashion. From the time I moved in to the time of getting my mortgage loan I had zero issues and only saw or spoke with them if I was dropping off a rent check. In all of my dealings with them they were ALWAYS friendly and professional.
Thank you Josh. We have 550 rent to own buyers. You were one of the best!! We are so glad we were able to help you achieve the dream of home ownership.
Experiencia positiva: They are nice people
Thanks Courtney
Experiencia negativa: I have called texted and messaged finally got a response setup appointment to view property i got in town called while on my way to the property and at that point they inform me it sold just seems very unprofessional I'm more then willing to try them again if they contact me
Hi Shawn. Thanks for reaching out. I am sorry it took you a while to make connections with you. Please understand that we often get overwhelmed with calls and texts, and it sometimes takes our salesperson a few days to call everyone back.
I am sorry that the home you were interested in was no longer available. Our homes sell very quickly sometimes, and we are obligated to take the first person who meets our requirements.
I would hope you would give us another chance to find the right home for you. We are always getting more homes. If you let me know what you are looking for, I will ask our salesperson to call you as soon as we have a home that meets your needs, so you could be the first to see it.
Experiencia fantástica: Good place to step up from just renting a house to owning one. Very helpful!
That’s our goal. To help people buy a nice home that can’t get bank financing.
Experiencia positiva: I've looked at alot of there houses , but every time I look at a house I like and then set up an appointment to fill out paperwork n put down payment down , the house I look at is already magically sold !!!! So not a big selection ...
Thank you for your comments - you are correct - due to COVID our selection of homes is much lower than usual, and because of that, they don't last long on the market. We are trying to get more houses, so keep checking back and don't give up on us!!
If you would let me know what you are looking for, I will try to give you a head's up, so you can look at it before someone else grabs it.
Experiencia fantástica: Wow! I am so impressed! I thought rent to own was little more than a hyped up scam, until I met these guys. I truly never imagined I could own a home. Their requirements seem to good to be true but are not in anyway. They work with you, no matter what your financial backround, to get you into a home. Their homes are all redone with new fixtures, flooring, carpets, you name it. They really do quality work and you can tell they dont barter for less quality. Their terms are beyond fair, the cost is beyond a bargain and if you cant become a home owner under their terms, you will NEVER become a home owner. It just doesnt get much easier than this. No excuses! If you can't comply with their fair and simple terms, you have nobody to blame but yourself! Many thanks and much gratitude!
Wow. Thank you for the kind words. We really appreciate it. And congratulations on your new home. We have almost 600 rent to own buyers in the QC and are happy to have you as one of them.
Experiencia positiva: Edited review! Very informative site . I recommend. I do wish they had a bit more selection but I'm sure that varies with the the fluctuation of the market. Upon initial review I had my website's mixed I do apologize
Thanks for clarifying. We appreciate your comments
Experiencia positiva: Good place for a starter home
Thank you for your comment. People rent to own for many different reasons. Getting a starter home is a very good reason. The ultimate goal for many people is to start with us and eventually obtain permanent financing through a traditional lender.
Experiencia fantástica: Because of First Financial it allowed us to get into a nice home upon moving here from Michigan. Everything was as promised and we were able to purchase our home with a conventional mortgage. Our home was in beautiful condition upon our agreement to purchase with them. We were actually very pleased that Steve showed us the home before it was ready for market because he knew we were looking to purchase a home from them. Bottom line in working with First Financial is pay on time and you’ll never have to hear from them. : ) We are blessed to have had this opportunity.
Thanks for the kind words.
Experiencia negativa: After 2 weeks of contacting them they finally got back to me. Stating oh by the way the house you have been trying to get a showing of is sale pending as of this morning. So much for the hours spent trying to get this house. So that my family may get out of our current situation. I pray that the Lord helps my family thru this.
I am sorry the house got sold before anyone got back to you. The email that I saw was answered the same day, but perhaps there were other messages I didn't see. We do have other homes for sale, and if you would like to look at one of them, I promise we will respond to you immediately.
Experiencia fantástica: Been with first Financial for about 5 years now. Bought 2 houses from them. No complaints here. Pay your rent on time and you will never hear from them.
Thank you Shane. Your comments are much appreciated. PS. See you are hearing from us even though you always pay on time. :)
Experiencia negativa: Terrible people
Experiencia fantástica: Did great by us. Were always consistent and prompt. Worked with us when a better home opportunity arose. Would recommend them to anyone.
Thanks. You were a pleasure to work with as well.
Experiencia fantástica: This company has took a chance on us, when traditional lenders wouldn’t touch us. They gave us an opportunity to own a home that wasn’t in disrepair and accomodate our family. The way they work is simple, pay your payment. It’s a simple thing. As long as you make your payments, they have your back. They are not out to steal your money or take your home. Make your payment and you don’t have a problem. And just like any landlord or mortgage company, you don’t make your payment, you don’t keep your home. When it was time for us to purchase our home, the lender was difficult, to say the least. First Financial went to bat for us, they worked hard, offered advice and options and fought for us the entire time to make sure every dollar we invested was returned to us. They went above and beyond, exceeding every expectation asking for nothing in return. I would recommend them time and time again!! THANK YOU!!
Thanks Lea. We are glad we could help you get a very nice home and it was a pleasure working with you. It is because of people like you that keeps us going.
Experiencia fantástica: Very friendly and easy going!
Experiencia fantástica: Easy to do business with!!
Experiencia fantástica: I’ve heard nothing but good things about this company my friend joe has referred me to him and I look forward to doing business with rick
Experiencia fantástica: They have tons of houses you can choose from if you are looking to rent. They were able to find a friend of mine a home when other companies had turned them down. Lastly, the staff does an amazing job and are very professional.
Experiencia fantástica: My husband and I have bought several houses off of this company and they have helped several of my friends. I have nothing but good things to say about this company. I strongly recommend you make your payments on time to build up your credit if you do business with them. They have helped us tremendously!
Experiencia fantástica: This company was very good to my mother when she had dealings with them. Also my brother has nothing but good things to say. Thumbs up!
Experiencia fantástica: First Financial is a wonderful company to work with. They have nice houses and are willing to work with you. Thank you all!!!!
Experiencia positiva: Great company. They do a nice job of fixing up their homes.
We appreciate the comment. Let us know what we can do to increase this to a 5 star rating.
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